:root{--ink:#171717;--muted:#625f58;--cream:#fffdf4;--yellow:#ffe85b;--rose:#e85d93;--line:#e8e2d4;--paper:#fff;--max:1120px}
*{box-sizing:border-box}body{margin:0;color:var(--ink);font:17px/1.72 Arial,Helvetica,sans-serif;background:var(--cream)}
a{color:inherit}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.reading{max-width:780px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}.nav{height:72px;display:flex;align-items:center;gap:30px}.logo{font:800 22px Georgia,serif;text-decoration:none;white-space:nowrap}.navlinks{display:flex;gap:24px;margin-left:auto;align-items:center}.navlinks a{text-decoration:none;font-size:14px}.cta{display:inline-block;background:var(--yellow);border:2px solid #111;padding:10px 18px;font-weight:800;text-decoration:none;box-shadow:3px 3px 0 #111}.menu{display:none}
.hero{padding:72px 0 54px;border-bottom:1px solid var(--line);background:linear-gradient(110deg,#fffdf4 60%,#fff6b5)}
.hero h1{font:800 clamp(42px,7vw,78px)/.98 Georgia,serif;max-width:850px;margin:0 0 22px}.hero p{font-size:21px;max-width:720px;color:var(--muted)}
.eyebrow{font-size:13px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:#7a5d00}.section{padding:58px 0}.grid{display:grid;grid-template-columns:2fr 1fr;gap:52px}.toc{border-left:3px solid var(--yellow);padding-left:20px}.toc a{display:block;margin:8px 0;color:#514b3e}
h2{font:800 34px/1.15 Georgia,serif;margin:48px 0 16px}h3{font:800 23px/1.25 Georgia,serif;margin:32px 0 12px}
p{margin:0 0 19px}.note{padding:20px 22px;background:#fff8cf;border-left:4px solid var(--yellow);margin:28px 0}.disclosure{font-size:14px;color:#5d574c;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:14px 0;margin:24px 0}
figure{margin:32px 0}figure img{width:100%;display:block;border:1px solid var(--line)}figcaption{font-size:13px;color:var(--muted);margin-top:8px}
.table{width:100%;border-collapse:collapse;margin:24px 0}.table th,.table td{border-bottom:1px solid var(--line);padding:13px;text-align:left;vertical-align:top}.table th{background:#fff8cf}
.callout{background:#171717;color:white;padding:32px;margin:42px 0}.callout .cta{color:#111}.proscons{display:grid;grid-template-columns:1fr 1fr;gap:28px}.proscons>div{border-top:4px solid #111;background:#fff;padding:22px}
footer{background:#171717;color:#eee;padding:44px 0;margin-top:60px}footer a{color:#fff}.foot{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.modalback{display:none;position:fixed;inset:0;background:#0009;z-index:80;align-items:center;justify-content:center;padding:20px}.modalback.show{display:flex}.modal{max-width:560px;background:#fff;padding:38px;position:relative;border-top:8px solid var(--yellow);box-shadow:0 20px 70px #0008}.close{position:absolute;right:12px;top:8px;background:none;border:0;font-size:28px;cursor:pointer}.modal h2{margin:0 0 12px}
@media(max-width:820px){.navlinks{display:none}.menu{display:block;margin-left:auto}.grid,.proscons{grid-template-columns:1fr}.hero{padding-top:48px}.wrap{width:min(100% - 28px,var(--max))}.cta.desktop{display:none}}

.brand-logo{display:block;height:50px;width:auto;max-width:260px;object-fit:contain}
.footer-logo{display:block;height:72px;width:auto;max-width:300px;object-fit:contain;margin-bottom:10px}
@media(max-width:820px){.brand-logo{height:42px;max-width:210px}}